Emerald Coastal Inc.

Welcome to EmeraldCoastal.com

Our company is a Florida based Mortgage Brokerage NMLS#1910800 and Real Estate Brokerage CQ1058242. The Broker for both is Benjamin Alexander NMLS#1509879 and BK3440102 respectfully. Ben originally started in real estate in 2003 in Tallahasse, moving to the beach in 2008. Ben obtained his first Real Estate Broker License in 2010 and entered the Mortgage Finance business in 2016, starting Emerald Coastal in 2019.

The focus of our company is to make the loan process easier. This company was born out of the frustrations of lost purchases, delays, and headaches of our real estate company's customers obtaining mortgage. Over the years we have also seen the cost get higher with endless fees. While there will always be taxes, surveys, and appraisals we do not charge any fees at a company level such as origination or processors fees. We also will credit all appraisal fees at closing.

As a mortgage brokerage we are not tied to one bank. The way we offer the best rates and most products is by working with multiple lenders. Some of the lenders we work with are United Wholesale Mortgage, Quicken, Caliber, AFR, Flagstar and others. We have options for FHA, Conventional, and Portfolio products. This allows us to do condo loans, renovation loans, refinances, and traditional purchases.

As Emerald Coastal Inc is a Licensed Real Estate Company we have the ability to provide you will real estate information and advice. Emerald Coastal does not actively sell real estate as a company. Ben Alexander also owns Premier Coastal which is a full service real estate company in Panama City Beach, FL

Service Areas and Info

Holmes

Houses For Sale

Neighborhoods
Beach Houses
Gulf Front
Bay Front
Canal
Gated
Golf Course

Condos For Sale

High Rise
Medium Rise
Low Rise
2000 or newer
1990s
1980s
1970s or older
4 Plus bedrooms
3 Bedrooms
2 Bedrooms
1 Bedroom
Studios
Gulf Front
Bay Front

Land For Sale

Residential Lots
Acreage
Commercial Land
Waterfront

Commercial

Buildings For Sale
Leases
Businesses for sale
Commercial Land
Retail
Industrial
Office

Newest House Listings

58 Rivercrest Circle, Santa Rosa Beach image

58 Rivercrest Circle, Santa Rosa Beach $309,900

Mack Bayou Estates- 3 to 4 bedroom 2.5 baths in move in condition- Updated kitchen baths floors lights and fans and paint --Professional photos Monday --

4 Beds
3 Baths
836827 MLS
1,787 SqFt.

4326 Huckleberry Lane, Southport $320,000

Waterfront Brick Ranch house on Deer Point Lake on almost 3 acres of Land in Southport, FL. Enjoy your welcome escape from the City bustle with Deer Point Lake in your...

4 Beds
2 Baths
691845 MLS
2,232 SqFt.

5803 Magnolia Beach Road, Panama City Beach image

5803 Magnolia Beach Road, Panama City Beach $279,000

This cute home has been newly renovated. It is a 3 bedroom 2 bath home . It has a brand new roof with Atlas signature select shingles with a lifetime limited transferabl...

3 Beds
2 Baths
691844 MLS
2,056 SqFt.

3410 Hillcrest Drive, Panama City $370,000

Gorgeous custom built brick home only minutes from Tyndall AFB and Bay Haven Charter School. As you enter through the 10' glass door entrance, and walk into the 12' rais...

3 Beds
2 Baths
691842 MLS
1,991 SqFt.

22519 Lakeview Drive, West Panama City Beach image

22519 Lakeview Drive, West Panama City Beach $329,900

MOTIVATED SELLER, MAKE OFFER! ABSOLUTELY STUNNING HOME LOCATED STEPS FROM LAKE POWELL, AND A SHORT GOLF CART RIDE TO THE GULF OF MEXICO, NO HOA! This home is available fo...